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<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" height=10 BGCOLOR="#000033" TEXT="#F7F7FF"> <bR> <div> </div> </td> </tr><tr> <td valign="top" height=470 BGCOLOR="#FFFFFF" TEXT="#080000" bgproperties="fixed" background="04401543.gif"> <div> <B> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="802" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="VOID" RULES="NONE" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 145 WIDTH="796"><div>  <A NAME="top"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="1" ALIGN="bottom" WIDTH="1" HSPACE="0" VSPACE="0" ></A><IMG SRC="045287a0.jpg" border=0 width="808" height="122" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#FFFFFF HEIGHT= 1134 ><NOBR><div> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="788" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="VOID" RULES="NONE" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 148 ><NOBR><div> <A HREF="default.htm" TARGET="_top" TITLE="Your Marketing Assistant"><U><IMG SRC="04a87150.jpg" border=0 width="135" height="21" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <div> <A HREF="id20.htm" TARGET="_top" TITLE="Real Estate Products"><U><IMG SRC="04b87150.jpg" border=0 width="135" height="21" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <div> <A HREF="id17.htm" TARGET="_top" TITLE="Mortgage Products"><U><IMG SRC="04c87150.jpg" border=0 width="135" height="21" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <div> <A HREF="http://www.distributorcentral.com/websites/ConnieHenderson/categorylist.html?strip=1" TARGET="_blank" TITLE="http://www.distributorcentral.com/websit"><U><IMG SRC="04d87150.jpg" border=0 width="135" height="21" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <div> <A HREF="id18.htm" TARGET="_top" TITLE="Layout Texts"><U><IMG SRC="04e87150.jpg" border=0 width="135" height="21" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <div> <A HREF="id31.htm" TARGET="_top" TITLE="Thank You"><U><IMG SRC="05187150.jpg" border=0 width="135" height="21" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> </NOBR></tD> <tD VALIGN=TOP BGCOLOR=#FFFFFF WIDTH="606"><div> Connie Henderson</div> <div> Your Marketing Assistant</div> <div> 214-450-6939</div> <div> <B>Email: </B><A HREF="mailto:market@flash.net" TARGET="_top" TITLE="mailto:market@flash.net"><U><B>market@flash.net</B></U></A></div> </tD> </tR> </TABLE></div> <div> <IMG SRC="064fcb80.jpg" border=0 width="764" height="952" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div> <B>You may submit your own layout texts.  If necessary, contact us for assistance.</B></div> </NOBR></tD> </tR> </TABLE></B></div> <bR> </td> </tr></table></body>